Why Novato Funding?
At Novato Funding we don't just provide loans. We partner with our clients to build their vision.
This is what people working with us say:
"Novato Funding offers a quick, no-nonsense path to capital…. "
"The experts at Novato Funding have a deep understanding of the numbers behind the lending but are also approachable and responsive, which is a rare combination these days. "
Our Work in Action
Second Lien Bridge Financing
The Challenge:
Urgent Liquidity Needed. An experienced investor with a strong portfolio was asset-rich but cash-constrained while awaiting another property sale.
Our Solution: We thoroughly reviewed their overall assets and structured a timely second lien on a family-owned, non-owner occupied residential property in Palm Springs, providing crucial bridge financing when conventional options were too slow or inflexible.
First Lien Fix and Flip
The borrowers are experienced fix-and-flip investors who are currently finishing a similar project nearby.
They obtained this property through an off-market wholesale deal. The project shows strong financial
fundamentals, including a substantial down payment, healthy profit margin, and excellent credit scores.
Additionally, the borrowers have significant cash reserves, which demonstrate their financial stability.
First Lien Ground Up Construction
The Challenge:
Construction Costs & Delays. A husband-and-wife team (experienced GC) building a custom home in Marin County faced rising inflation and potential bank delays when their project was two-thirds complete.
Our Solution: Recognizing their significant equity and experience, we quickly provided the necessary construction bridge loan, ensuring their project stayed on track and on budget.
Add a footnote if this applies to your business
The Novato Difference
Most traditional lenders evaluate projects and borrowers using a one-size-fits-all approach.
We understand the importance of risk management, but we also believe in the potential of each project and entrepreneur.
That's why we work closely with our clients to explore opportunities and solutions that others may overlook, or that may be hidden.
Our commitment is to help you unleash the full potential of your vision.